By joining the Vets4Vets community, I understand and agree that:

• This is a quarterly subscription membership with immediate access upon joining
• I will be charged $40 every 3 months and my membership will automatically renew quarterly until I cancel
• I can cancel my membership at any time through my account settings
• Cancellation will take effect at the end of the current billing period
• No refunds will be issued for partial quarters or unused membership time
• I will receive access to all current features and any future features as they become available
• Features marked as "Coming Soon" will be added at Veterans for Veterans' discretion and timeline
• Veterans for Veterans reserves the right to modify, add, or remove community features at any time
• Community content and course materials are for personal use only and may not be shared, reproduced, or distributed
• I am responsible for maintaining the confidentiality of my account login credentials
• I agree to conduct myself respectfully within the community and follow all community guidelines
• Veterans for Veterans reserves the right to remove members who violate community standards without refund
• The information shared in the community is educational in nature and does not constitute legal, financial, or professional advice

I have read and agree to the complete Terms of Service.